Its nearly six months to Christmas. Now is the time to start planning. If you can, start putting a little aside each month for the holiday season. If you see Christmas dinner non-perishables (or of you have a big enough freezer -perishables) on special, buy them now and build a Christmas pantry.
Think about the gifts you would like to buy friends and family and see if they are on special in the next six months, you might save a significant amount.
You might like to look around the house for those gifts you have received last year that are not what you really wanted, those exercise machines you have given up on, or the toys the kids have outgrown, and put them up for sale on-line. It’s a great way to bring in some extra income for gifts.