The end of the year can create real pressure on household budgets and stress on families. It’s a time when teenagers are busy with exams, holiday day care often needs to be organised for younger children, and the expense of Christmas and the holiday season is just around the corner.
For others without families it can be a lonely time.
Here’s a few tips that might help you manage those pressures and have an enjoyable/ affordable Christmas:
Set a Christmas budget
Set a budget now. Make a list of the things you need and prioritise against your budget. Start buying the things you want while they may still be on special. For gifts, they are often cheaper on-line so google the best prices and order well ahead, so they are here in time for Christmas.
If you have family coming for Christmas, ask them to contribute to the pantry.
Do adult’s really need Christmas presents? If you are on a tight budget then focus on your children, their smiles are your real Christmas gift.
Plan social your social functions
You may be invited to a lot of functions pre-Christmas, from work drinks to club events and evenings with friends. These can be costly both financially and if you over-indulge, on your health. So, plan and attend the events that are the most important to you. Try not to over-indulge with drinks or food and if you are drinking arrange other transport home.
Connect
Make sure you check in on your family and friends and keep in touch. It’s important to use your support networks, particularly if you are feeling stressed.
Give back
It can be nice to find a way to give back. If you can afford it, a present for an underprivileged child, perhaps through the Salvation Army. Or mow that elderly neighbours’ lawns. If you know someone who is alone for Christmas, invite them over - it can make a real difference to them.
