Online shopping can be a major addiction, as a bombardment of ads offering shiny new stuff at bargain rates overwhelms our mere mortal logic and reasoning.
But let’s look at the bright side. Those online spending binges, the long credit and debit card statements can highlight when you are overspending or paying more on online than you need to. There are some easy, simple ways to save money online…
Not many of us realise that every online store run sales permanently. Only, we need to find where they are and when to utilise them.
If you’re also an frequent buyer, here’re some top online shopping tips to save money in 2020.
Online Shopping Tips to Save Money in 2020
Now let’s get this straight. No online store is going to give you discounts without reason. Yes, they do sell some stuff cheaper than brick-and-mortar stores because they don’t have expenses on staff and showrooms.
So, how does one save money on online shopping in 2020?
Check Credit Card & Debit Card Offers
Most online retailers have tie-ups with banks when it comes to offering discounts. Therefore, you can get anything between two percent to ten percent off on your purchases if you pay with a credit card or debit card from a specific bank. If you hold the card that fetches a discount, use that to pay for your online shopping.
App Based Offers
Another thing that most people don’t realise while shopping online are the app-based offers. Very often, ecommerce companies or online stores give a small discount only when you place the order through their app. The discounts are an incentive for you to use their app. That’s because they get paid ads on apps. You can check some of the topmost online websites for their apps and use them for greater discounts.
Banks and mobile wallet providers also have discounts for online shopping. You can find them easily on your app under titles such as ‘Today’s Offers’, ‘On Sale’ and similar permutations and combinations of different words that signify a discount.
Compare the price on their website and app. If the price on the app is lower, you can save some money on online shopping. The flipside is that you’ll have to store several such apps on your smartphone and make do with smaller images of the stuff you’re buying.
Online Discount Coupons & Codes
Online shopping discount coupons are a good way that to save money and work for millions of people.
Usually, the discount coupon or code will have limited validity only. So you must place an order instantly without comparing prices elsewhere. Secondly, these discount coupons and codes are valid only for a specific product.
However, if you can check if coupons are available for your specific products while shopping online to save money in 2020.
Cashback Offers
You can purchase lots of stuff by collecting money from genuine cashback offers from big brands such as Amazon. You can check these offers online before shopping. Sometimes, these cashback offers are available also for mobile phone recharges. These are the best way to save money while shopping online.
Some payment wallets and apps will claim to give you really amazing cashback offers and gift cards, also there are facilities where you can sell Amazon gift cards for cash. However, these aren’t actually cash like Amazon deposits on your Amazon Pay Balance. Instead, these are mere coupons that offer you some money off for buying something you’ll most likely never need.
Loyalty Points & Programs
A lot of us are unaware that we’re members of some loyalty program that comes free on our credit card or debit card or frequent flyer membership. Then there’re programs such as Amazon Prime that offer a slew of benefits such as free express shipping, pre-launch offers and lots more.
Understandably, Amazon Prime membership isn’t free. However, if you’re a serious and avid shopper, look for memberships such as Amazon Prime. You can save a lot of money that would otherwise be spent on delivery and negate any discounts.
In Conclusion
Try these five top online shopping tips to save money in 2020. If you keep a record of spending, you’ll be amazed at the amount of money you can save! One more way for saving money is to opt for regular delivery that’s sometimes free instead of high-cost express delivery. Also go for larger packs instead of ordering smaller packs several times. This way you can get real value for money too. If you’re buying groceries online, create a ‘carton’ so they arrive together and you don’t have to pay for delivery.
