In this 3 series content, you’ll seeWhat is it,why is it so importantandhow to do it.

THE HOW

The biggest obstacle from where you are today to becoming wealthy is NOT opportunity or income — it is knowing and moulding yourself. Money and Wealth specialists often highlight that personal finance is 20% head knowledge and 80% behaviour and mindset! So we’ve prepared this series to show you WHAT is a financial mindset is, WHY it is important and HOW to do it!

Get financial literacy!

The answer, according to Investopedia, is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Financial literacy is the foundation of your relationship with money, and it is a life-long journey of learning.

MYTH:Rich people have high-paying jobs.

TRUTH:Many millionaires never made six figures in a year.

Budget!

Budgets don't limit freedom - it gives freedom. The key to building a solid future with your money starts with budgeting and saving. And it doesn't begin when you make more money—it starts today. If you don't have a budget, you won't know where your money went. You'll be like the average bloke:broke. Too many people live on more than they make and use credit cards,paylatersto cover the difference.

MYTH:Rich people get lucky and make risky investments. 

TRUTH:They make money through consistency and discipline in investing.

Be grateful!

A positive attitude is a key to achieving your goals. Choosing gratitude for the present and the future will help immensely. Many people choose to remain negative and grumpy, instead of taking direct action to improve their standing. Genuine gratitude means celebrating others' good fortunes and contributing to a better world through your self-improvement. It is essential that you be grateful to yourself as you embark on this journey towards a better financial life. Being grateful will also lead to deeper contentment in your life, which is the key to building wealth. In addition to fostering gratitude, contentment also promotes wealth because when you are happy with what you have, you are less likely to overspend. 

MYTH:Millionaires come from wealthy families. 

TRUTH:Millionaires typically are from, at or below middle-classincome levels.

Give away some money.

I KNOW that sounds counterproductive. You're trying to save. Why the heck would you want to be giving some money away. A brief explanation is you are trying to change your mindset from selfishness to selflessness. I understand how apprehensive you might feel, so start small, give a little and look for the changes. Sart with a cause close to your heart and give a little every month.

Avoid comparison

When it comes to building wealth and working on your money mindset, you have to go with what works for you, and it's important not to get caught up in standards defined by the world.

MYTH:Wealthy people inherit all their money.

TRUTH:Trust fund babies are really rare. Most millionaires are self-made.

Be mindful of money!

When you are mindful of your money, you are actively deciding where to put your focus. Redirecting your focus puts you in the driver's seat to decide how you spend and save your money, what goals are important to you, and how you choose to frame your current money situation. Before you jump into all the money tips and tricks, you need first to understand your thoughts and feelings around money.

Journal!

Likewise, if you have past trauma or anxiety around money, you might be stuck in a fear cycle and unable to make headway towards your goals and the life you want to live. Journaling about your goals specifically helps you clarify what you want and encourages you to consider thewhyandhownot just thewhat.Journaling about a daily goal helps you stay focused on the steps you need to take today to move closer to that goal. Journaling about your money mindset is one of the best acts of self-care, just like working out or taking a long hot bath.

 Set yourself some affirmations!

Here are some examples of affirmations. You can also set yourself some affirmations you really profoundly believe in! "As I accept my dream in my mind, my dream comes to me." "I actively grow my faith by acting as though what I want is already here." "Everything always works out for me!", "I am genuinely grateful for things the way they are, and I am truly grateful for the way things will be." "I am uncommon, and I enjoy uncommon results."

Be aware of these universal attraction ideas!

Law of Gestation—Every seed has an incubation period. It takes time for an idea to develop and reach maturity.Law of Sufficiency and Abundance—You have everything inside you right now to create the life you desire.Law of Deliberate Creation—What you think about, you get.Law of Relativity—Nothing you experience is fundamentally good or bad. Bad things are bad only relative to something better.Law of Polarity—Every situation has an opposite that is of equal degree. If your circumstance is kind of bad, it's also kind of good. If your circumstance is terrible, it is also absolutely incredible at the same time!Law of Utilisation—When you make full use of everything in your life, the bad as well as the good, it leads to manifestation.Law of Compensation--You get equal returns for that which is given. In other words, you get what you give.Law of Projection— All aspects of ourselves are reflected back to us. All that we perceive outside the self is a mirror of something within. Therefore, everything that we see outside is a 'projection'. Otherwise known as: 'You spot it, you got it.'

Finally, it'seasy to overlook the mindset piece when we're talking about money.When it comes to money, articles, books, podcasts, and TV shows all focus on the how-to, which is critical. The attitude, on the other hand, is a significant part of the why behind it all. If the big stuff is feeling REALLY big, break your goal down into smaller, more manageable pieces. Focus solely on the first step. Public debt was high even before the COVID-19 outbreaks. The longer the COVID economic fallout lasts, the higher these figures are set to rise globally.

No country is immune, and it is the people who carry the financial burden. It is more important than ever to start managing our personal financial futures. This means living within our income and putting some of it aside into investments that accrue. It is vital now because that money may be all we have to live on in the future. The subconscious works in pictures and emotions. Give yourself something else to imagine and get excited about. Deal with your current circumstances with as little emotion as possible, and saturate your mind with images of the life you'd like and the positive feelings you expect to feel when it's here.