Many of us were counselled in childhood to learn to save a few pennies or dollars for later, whether that be in the form of a rainy day fund or to save up for big ticket purchases. While saving a portion of your income is always a good habit to get into, some people take saving money to the extreme, achieving remarkable heights in belt tightening and self-restraint to push the frugal living envelope.

YouTube is the second biggest search engine in the world behind Google search and gets more than one billion unique users every month. With numbers like that you can see how people can make a decent amount of money every month from their own popular videos. There are lots of people on YouTube making a lot of money with the YouTube Partner Program, which boasts over one million video creators who have signed up. I will go through the processes of signing up and getting started with the partner program later in this guide.

For as long as there has been desire, there has been trade and for as long as there has been trade there has been currency. Whilst the latest currencies are most predominantly paper and coin based, historically there have been many different materials and concepts used as a means of exchange and barter. In this article we are going to look at some of the most remarkable, eclectic or peculiar currencies both past and present, starting with some of the more modern paper and coin currencies.

As the capital of New Zealand, Wellington is probably the city most people think of first when they hear about the country - people who don't live here, at any rate. Like any major world capital city, Wellington teems with things to do, and it's easy to miss the best options if you don't know what to look out for, even if you've lived here for years. In fact, here's a secret for you: Some of the most fun you can have in the whole city is 100 percent free! Yep, it's true. If you'd like to know more, just keep reading - this mini-guide has the scoop on 20 free servings of fun no Wellingtonian should miss.

New Zealand consistently finds itself ranked near the top of those "Top 10 Most Livable" lists that Forbes and the other mega-publications put out each year. If I don’t say so myself, we have friendly people, stunning ecology, and a great urban environment which all conspire to make New Zealand one hot corner of the globe, and that goes double for spots like Christchurch.